Delaware: Crashes, Insurance & License Actions Questions
6 real, verified Delaware driving-test questions on crashes, insurance & license actions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Crashes, Insurance & License Actions practice round.
1. What's Delaware's minimum Personal Injury Protection (PIP) coverage for one person?
Why: Delaware's minimums include PIP of $15,000 for one person / $30,000 for all persons in one crash, plus liability of $25,000/$50,000 for bodily injury and $10,000 for property damage.
2. What's the fine for operating an uninsured vehicle in Delaware?
Why: Operating an uninsured vehicle in Delaware carries a $1,500.00-$2,000.00 fine and a mandatory 6-month suspension; a repeat offense within 3 years is $3,000.00-$4,000.00.
3. What's the additional penalty for providing false proof of insurance in Delaware?
Why: Providing false proof of insurance in Delaware results in an additional fine of $500.00 and/or 30 days in jail.
4. How many points within two years can trigger DMV administrative action in Delaware?
Why: The DMV may take administrative action against a driver who acquires 8 or more points within a two-year period; points count full value for the first 12 months, half value the second.
5. What happens when a Delaware driver reaches 22 calculated points?
Why: Reaching 12 calculated points requires a behavior modification course or 2-month suspension; reaching 22 calculated points results in a mandatory 12-month license suspension.
6. How many points does passing a stopped Delaware school bus add to a driving record?
Why: Speeding 1-9 mph over the limit adds 2 points, while passing a stopped school bus or reckless driving each add 6 points -- among the heaviest penalties on Delaware's point schedule.
More Delaware Topics
- DUI & Alcohol Laws (7)
- Licensing Procedure & Documents (8)
- Minor & Provisional Licensing (10)
- Rules of the Road (9)
Rules and requirements change — always confirm current details with Delaware DMVbefore your exam. Take the full Delaware practice test or check the Delaware cheat sheet.