Hawaii: Crashes, Insurance & License Actions Questions

5 real, verified Hawaii driving-test questions on crashes, insurance & license actions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Crashes, Insurance & License Actions practice round.

1. What property-damage threshold triggers Hawaii's Motor Vehicle Safety Responsibility Law after a crash?

Why: Hawaii's Motor Vehicle Safety Responsibility Law applies to any driver involved in a crash causing death, injury, or more than $3,000 in property damage, and to certain vehicle-related convictions.

2. How long must a Hawaii driver maintain proof of financial responsibility (SR-22) after certain convictions?

Why: After certain vehicle-related convictions, a driver must file and maintain proof of financial responsibility (SR-22) for three years from the conviction date; failing to do so results in license suspension.

3. What does Hawaii's mandatory minimum motor vehicle insurance include?

Why: Hawaii's minimum insurance includes up to $10,000 per person in no-fault medical/rehab benefits, plus liability of $20,000 per person / $40,000 per accident for bodily injury and $10,000 for property damage.

4. Under Hawaii's no-fault system, when can a driver sue for bodily injury after a crash?

Why: Under Hawaii's no-fault system, a driver can sue or be sued for property damage at any time, but only for bodily injury if medical bills exceed $5,000 or other statutory conditions are met.

5. Can a Hawaii driver be licensed while their license is under a court-ordered suspension?

Why: A person cannot be licensed in Hawaii during any period when their license has been suspended or revoked by a court.

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