Kentucky: Registration, Insurance & Points Questions
4 real, verified Kentucky driving-test questions on registration, insurance & points, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Registration, Insurance & Points practice round.
1. What are Kentucky's minimum liability insurance requirements for bodily injury and property damage?
Why: Kentucky requires at least $25,000 per person / $50,000 per accident in bodily-injury liability coverage and $25,000 in property-damage coverage, or a single-limit policy of $60,000, plus basic reparations benefits unless the vehicle is a motorcycle.
2. How many days does a new Kentucky resident have to register a vehicle brought in from another state?
Why: Kentucky requires vehicle registration within 15 days of purchasing a vehicle or bringing one into the state, and there is no grace period for renewing an expiring registration.
3. Under Kentucky's general point system, how many points within a two-year period trigger a suspension hearing for a driver age 18 or older, versus a driver under 18?
Why: Kentucky's point system triggers a suspension hearing at 12 or more points within two years for drivers 18 and older, and at just 7 or more points for drivers under 18.
4. How long do points assessed under Kentucky's point system remain active, and how long does the underlying conviction stay on the driver's record?
Why: In Kentucky, points assessed under the point system expire two years from the conviction date, but the conviction itself stays part of the driving record for five years.
More Kentucky Topics
- DUI & Alcohol (3)
- Licensing Procedure & Documents (10)
- Minor & Provisional Licensing (10)
- Rules of the Road (5)
- Sharing the Road (3)
- Vehicle Safety & Passenger Restraints (3)
Rules and requirements change — always confirm current details with KYTCbefore your exam. Take the full Kentucky practice test or check the Kentucky cheat sheet.