Mississippi: Crashes, Insurance & License Actions Questions

5 real, verified Mississippi driving-test questions on crashes, insurance & license actions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Crashes, Insurance & License Actions practice round.

1. What are Mississippi's minimum liability insurance amounts?

Why: Mississippi's minimum liability insurance is $25,000 for a single person in a single-vehicle accident, $50,000 for two or more people in a single-vehicle accident, and $25,000 in property damage (25/50/25).

2. What can a Mississippi driver show after an accident to avoid suspension if they can't provide proof of insurance?

Why: After an accident, a driver who can't show proof of insurance risks suspension unless they can show an existing policy, a $15,000 deposit or securities, self-insurance (a fleet of more than 25 vehicles), a sufficient bond, or a liability release.

3. How many reckless driving convictions within a twelve-month period trigger mandatory license revocation in Mississippi?

Why: Mississippi mandates a full one-year license revocation for, among other offenses, three reckless driving convictions within a twelve-month period.

4. How much does it cost to reinstate a Mississippi license suspended for a DUI or Implied Consent Law conviction?

Why: Reinstating a suspended or revoked Mississippi license costs $175 for a DUI or Implied Consent Law conviction, $25 for failure to pay child support, and $100 for all other suspensions.

5. For what reason can a Mississippi license be suspended without a preliminary hearing?

Why: A Mississippi license may be suspended without a preliminary hearing for reasons including being a habitually reckless or negligent driver, a DUI conviction in another state, fraudulent use of a license, or failure to pay child support.

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