New Hampshire: Crashes, Insurance & License Actions Questions
6 real, verified New Hampshire driving-test questions on crashes, insurance & license actions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Crashes, Insurance & License Actions practice round.
1. Does New Hampshire require drivers to carry auto insurance?
Why: New Hampshire has no mandatory automobile insurance law -- a driver may legally operate a vehicle in the state without insurance.
2. What happens if an uninsured New Hampshire driver can't pay for damages after an at-fault crash?
Why: A driver involved in an uninsured accident can be held responsible for all resulting damages; if unable to pay, state law requires the DMV to suspend that driver's driving privileges until a settlement is reached.
3. When might New Hampshire require a driver to carry SR-22 proof of insurance?
Why: New Hampshire law may require a driver to carry SR-22 proof of insurance for several years after an uninsured accident, or after certain convictions such as DUI, failing to stop and report, vehicular homicide, or a second reckless driving offense.
4. Within how many days must a New Hampshire accident report be filed with the DMV for a crash over $1,000 in damage?
Why: A New Hampshire accident report must be filed with the DMV within 15 days if a crash causes a fatality, an injury, or combined property damage over $1,000 -- unless a police officer already filed one.
5. What can happen if a New Hampshire driver accrues excessive demerit points?
Why: New Hampshire uses a demerit point system for violations like speeding, running a red light, DUI, improper passing, and failing to obey a stop sign; excessive accrual can result in loss of driving privileges.
6. How long can New Hampshire revoke a Habitual Offender's driving privileges after a hearing?
Why: New Hampshire can declare a driver a Habitual Offender after a hearing and revoke driving privileges for 1 to 4 years; driving after being declared a Habitual Offender can bring imprisonment of 1 to 5 years.
More New Hampshire Topics
- DUI & Alcohol Laws (5)
- Licensing Procedure & Documents (9)
- Minor & Provisional Licensing (9)
- Rules of the Road (9)
Rules and requirements change — always confirm current details with NH DMVbefore your exam. Take the full New Hampshire practice test or check the New Hampshire cheat sheet.