New Mexico: Crashes, Insurance & License Actions Questions
6 real, verified New Mexico driving-test questions on crashes, insurance & license actions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Crashes, Insurance & License Actions practice round.
1. What are New Mexico's minimum liability insurance amounts?
Why: New Mexico's minimum liability insurance is $25,000 for bodily injury or death of one person, $50,000 for two or more people in one accident, and $10,000 for property damage -- a lower property-damage minimum than many states.
2. What can happen if a New Mexico driver fails to maintain motor vehicle insurance?
Why: Failing to maintain motor vehicle insurance in New Mexico can lead to non-issuance or suspension of the vehicle's registration, surrender of its license plates, and possible criminal penalties.
3. What information must New Mexico drivers exchange after an accident?
Why: After an accident, drivers must exchange names, addresses, driver license numbers, vehicle information, and insurance information with the other drivers involved, and record any vehicle damage.
4. What must a New Mexico driver do if they damage a parked vehicle and can't find its owner?
Why: If a driver damages a parked vehicle and can't find its owner, they must leave a note in a visible place with contact information and the date and time of the accident.
5. Which of these is grounds for losing New Mexico driving privileges?
Why: Using a motor vehicle to commit a felony, or causing someone's death in a motor vehicle accident, is grounds for losing New Mexico driving privileges.
6. Can letting someone else use your driver license cost you your own driving privileges in New Mexico?
Why: Letting someone else use your driver license is itself grounds for losing your own driving privileges in New Mexico.
More New Mexico Topics
- Child Passenger Safety & Seat Belts (3)
- DUI & Alcohol Laws (5)
- Licensing Procedure & Documents (5)
- Minor & Provisional Licensing (8)
- Rules of the Road (9)
Rules and requirements change — always confirm current details with NM MVDbefore your exam. Take the full New Mexico practice test or check the New Mexico cheat sheet.