South Dakota: Vehicle, Insurance & License Actions Questions

7 real, verified South Dakota driving-test questions on vehicle, insurance & license actions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Vehicle, Insurance & License Actions practice round.

1. Besides a standard liability insurance policy, what's one other way a South Dakota vehicle owner can legally satisfy the state's financial responsibility law?

Why: South Dakota law (SDCL 32-35-113) allows a vehicle owner to satisfy financial responsibility through a liability insurance policy, a surety bond, a $50,000 deposit with the State Treasurer, or a self-insurance certificate for at least 26 vehicles.

2. What's the license suspension range for failing to maintain proof of financial responsibility in South Dakota?

Why: Failure to maintain proof of financial responsibility carries a Class 2 misdemeanor penalty, a license suspension of not less than 30 days and not more than one year, plus a 3-year SR22 filing requirement.

3. How much is South Dakota's license reinstatement fee after a third DWI conviction?

Why: South Dakota's reinstatement fee schedule charges $75 for a first DWI, $125 for a second, and $175 for a third or subsequent DWI conviction.

4. What must a South Dakota driver do to reinstate a license after a revocation, beyond paying fees?

Why: Reinstating a revoked South Dakota license requires paying a $50-$200 reinstatement fee plus the application fee, and retaking the vision and knowledge tests -- unlike reinstatement after a plain suspension, which skips retesting unless the license had expired.

5. Does reinstating a South Dakota license after a plain suspension (not a revocation) require retesting?

Why: Reinstating from a plain suspension requires no retesting unless the license had already expired -- just an application fee and a flat $50 reinstatement fee, which can be done online.

6. How long is a South Dakota driver's second license suspension under the point system's escalating schedule?

Why: South Dakota's suspension schedule escalates from 60 days for a first suspension to 6 months for a second, and 1 year for any subsequent suspension.

7. Which of these people is barred from getting a South Dakota driver license under state law?

Why: South Dakota bars anyone with an existing license or driving-privilege withdrawal in South Dakota or any other state from getting a South Dakota driver license.

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