Utah: Crashes, Insurance & Suspensions Questions

6 real, verified Utah driving-test questions on crashes, insurance & suspensions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Crashes, Insurance & Suspensions practice round.

1. At what point does Utah law require you to call 911 to report a crash?

Why: Utah requires a crash to be reported to 911 immediately if it results in an injury, a death, or at least $2,500 in total property damage -- even a single-vehicle crash.

2. What criminal charge applies in Utah to a driver who fails to stop at the scene of a crash that results in injury?

Why: Failing to stop at the scene of an injury crash is a third-degree felony in Utah; failing to remain at any crash scene can also mean up to a year in jail, a fine of up to $2,500, and a license suspension of up to a year.

3. How long must a Utah driver convicted of driving without insurance carry SR-22 "future proof" insurance?

Why: A driver convicted of driving without insurance must carry SR-22 insurance for three years and pay a $40 reinstatement fee.

4. How many points in a 3-year period trigger a driver improvement hearing for a Utah driver 21 or older, versus a driver under 21?

Why: Utah's point system triggers a hearing at 200 or more points within 3 years for drivers 21 and older, but at only 70 or more points for drivers under 21 -- reckless driving alone is worth 80 points.

5. How can a Utah driver reduce or clear points from their driving record?

Why: Half of a driver's points are removed after one full year without a moving-violation conviction, all points clear after two successive violation-free years, individual violation points expire after three years, and a defensive driving course can remove 50 points once every three years.

6. What happens if you're caught driving in Utah while your license is suspended?

Why: Driving while denied, suspended, or revoked in Utah can mean up to 90 days in jail plus a fine, and the original suspension period is extended by the length of that same period -- a 3-month suspension becomes 6 months.

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