Utah: Crashes, Insurance & Suspensions Questions
6 real, verified Utah driving-test questions on crashes, insurance & suspensions, each with the correct answer and a full explanation below. Want to practice these interactively instead? Start a Crashes, Insurance & Suspensions practice round.
1. At what point does Utah law require you to call 911 to report a crash?
Why: Utah requires a crash to be reported to 911 immediately if it results in an injury, a death, or at least $2,500 in total property damage -- even a single-vehicle crash.
2. What criminal charge applies in Utah to a driver who fails to stop at the scene of a crash that results in injury?
Why: Failing to stop at the scene of an injury crash is a third-degree felony in Utah; failing to remain at any crash scene can also mean up to a year in jail, a fine of up to $2,500, and a license suspension of up to a year.
3. How long must a Utah driver convicted of driving without insurance carry SR-22 "future proof" insurance?
Why: A driver convicted of driving without insurance must carry SR-22 insurance for three years and pay a $40 reinstatement fee.
4. How many points in a 3-year period trigger a driver improvement hearing for a Utah driver 21 or older, versus a driver under 21?
Why: Utah's point system triggers a hearing at 200 or more points within 3 years for drivers 21 and older, but at only 70 or more points for drivers under 21 -- reckless driving alone is worth 80 points.
5. How can a Utah driver reduce or clear points from their driving record?
Why: Half of a driver's points are removed after one full year without a moving-violation conviction, all points clear after two successive violation-free years, individual violation points expire after three years, and a defensive driving course can remove 50 points once every three years.
6. What happens if you're caught driving in Utah while your license is suspended?
Why: Driving while denied, suspended, or revoked in Utah can mean up to 90 days in jail plus a fine, and the original suspension period is extended by the length of that same period -- a 3-month suspension becomes 6 months.
More Utah Topics
- Alcohol, Drugs & DUI (5)
- Licensing Procedure & Examinations (9)
- Minor & Provisional Licensing (8)
- Rules of the Road (5)
- Sharing the Road (3)
- Other Topics (2)
Rules and requirements change — always confirm current details with Utah DLDbefore your exam. Take the full Utah practice test or check the Utah cheat sheet.